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Smart Water for Green Schools

Green Cross Brazil among with Green Cross International provides safe drinking water, sanitation, health education to children and their local communities. Smart Water for Green Schools consists of four main components:

  • Equipping schools with rainwater harvesting systems;
  • Providing ecological sanitation facilities;
  • Installing other water systems for the extended community;
  • Developing education programmes in schools.
Read more

About Moeda

Moeda technology efforts are in alignment with the mission of Green Cross International and aims to utilize blockchain technology to accelerate the response of the combined challenges of security, poverty and environmental degradation to ensure a sustainable and secure future.
  • Promote legal, ethical and behavioral norms that ensure basic changes in the values, actions and attitudes of government, the private sector and civil society, necessary to develop a sustainable global community;
  • Contribute to the prevention and resolution of conflicts arising from environmental degradation;
  • Provide assistance to people affected by the environmental consequences of wars, conflicts and man made calamities.

According to the World Bank, approximately 2 billion people of the world are not included on the financial system, don’t have access to a banking account, or worse, they have negative credit and are in debt.

We will fight poverty by providing women in the community with a multi-purpose digital identity and opportunities to build creditworthiness and reputation. That will enable communities to efficiently scale impact investment.

The Cooperative Banking involves decentralized autonomous association of people united voluntarily to meet their common economic, social and cultural needs through a jointly owned and democratically controlled enterprise.

Moeda is aligned with the principles of the World Council of Credit Unions (WOCCU). The leading international trade association and development agency for credit unions and cooperative financial institutions. The World Council promotes the self-sustainable development of credit unions and other financial cooperatives around the world to empower people through access to high quality and affordable financial services.
Principles:
  •  Institutional development and self-sufficiency o Market based approaches to savings mobilization
  • Increasing access to financial services through democratic participation
  • Loan services emphasizing member needs and high repayment rates
  • Safety and efficiency through financial management systems and controls o Assistance in developing an effective legal/regulatory framework
  • International exchange among credit unions through partnerships
  • Micro-enterprise through access to savings and credit services
  • Support of women through awareness of gender issues.

Blockchain technology is a new, powerful tool that is already shaping the future of the Internet with simple, safe and secure transactions, bringing a new wave of Economic Opportunity and Digital Innovation. The blockchain technology facilitates the exchange of value without the need for intermediaries, enables transparent interactions of parties through a trusted and secure network that distributes certified access to data, simplifying the existing processes lowering the costs and increasing the capital efficiency.

MOEDA choose to work with Ethereum, that enables the development of custom programmed applications on top of the blockchain, like smart contracts, database access and storage. Ethereum Blockchain coupled with Machine Learning, Artificial Intelligence and IoT are enabling MOEDA to revolutionary innovations to building trust, immutability, transparency and traceability in transactions in both the impact financial system.

By giving impact investors real-time transparency of United Nations Sustainable Development Goals aligned projects and trust of cryptographically assured blockchain records and contracts the technology that will facilitate immediate access to provide assistance to people affected by the environmental consequences of wars, conflicts and man made calamities.
DISCLAIMER: MOEDA (Symbol MDA) MDA is a ERC20 loyalty token. A loyalty token allows contributors to show their affiliation and level of support of the impact investment. It does not represent equity in the company nor have any intrinsic value. It’s a donation. The funding will be used to develop the platform, structure operations and logistics to technically assist borrowers and a larger part will be invested into the MOEDA SEED PROJECTS revolving fund for investments into the first 100.000 Moeda project/loans. The operation management of the Moeda Seed Projects Program will be in partnership with Green Cross Brasil, UNICAFES, FAO, CRESOL, and among other credit, production and commercialization cooperative institutions.
MOEDA aims to create a banking-as-a-service cooperative financial network and will treat different impact investors differently with tailor made risk approaches for micro-segments. Loans and donations to projects will be tracked transparently with a blog like format where investors can see pictures and videos of their investments in action and even discuss or give supporting words to the project. The projects themselves will be tradable blockchain assets on a future exchange to provide more liquidity and a lower cost of capital for impact entrepreneurs.
MOEDA partners, the cooperative entities UNICAFES and CRESOL have combined 700.000 associates in more than 1.100 cooperatives and are for 30 years providing micro-loans and financial services for small agriculture families in Brazil. Under UNICAFES umbrella MOEDA is directly working with 170 Brazilian Cooperative Credit Banks and 128 Communitarian Banks to give mobile banking and access to capital for sustainable development projects. During the first year, MOEDA Seed Projects Program aims to contemplate 100.000 associates, with preference for woman, to receive MOEDA’s first lines of credit.
United Nations Sustainable Development Goals (SDGs)
MOEDA is working towards removing three key barriers that have plagued effective public financing of the Sustainable Development Goals (SDGs):
1. Impact lenders have insufficient transparency into sustainable investments. This makes it risky to manage a large portfolio because theres no way to see where the money is going.
2. Due to the lack of transparency, borrowers have insufficient access to capital. MOEDA gives borrowers a way to establish reputation, document project status, and to collaborate with others in the community. 9
3. Statistics have shown that investors have a gender bias against women-led projects, despite having historically higher success ratios and repayment rates than projects run by men. More than 40 percent of businesses registered in Latin America and the Caribbean are owned by women, according to the World BankIFC Enterprise survey. However, the credit gap for women-owned enterprises remains high throughout the region. Brazil has the largest gap, whereby 45 percent of women-owned SMEs identify access to finance as a major constraint in operating and growing their businesses.
The long-term vision is to create a lower cost global transparent and network of trust and cooperation like Kiva solution for the underbanked population of the world.
MOEDA’s founder Taynaah Reis has created a logic model to clear illustrate the path from resources to outcomes. With the Integral Equilibrium Impact Model we aim to reduce uncertainties and lowering costs, increasing our efficiency and capacity in lending and scaling and automatizing financial processes.
The Key Performance Indicators to Measure MOEDA Seed Projects Financial and Extra-Financial Returns are driven by the main principles:
Estimation: Conducting proper due diligence in the pre-investment analysis Planning:Deriving metrics and data collection methods to monitor impact according to Integral Equilibrium Impact Formula
Monitoring: Measuring and analyzing impact to ensure mission alignment and performance
Evaluating: Understanding post-investment impact of intervention and capital investment
The Integral Equilibrium Impact Formula acknowledges that a personal development process, WISDOM and TRUST (I), held in place with communities engagement and maximization of the better usage of natural resources, COOPERATION and ENVIRONMENT (We) will bring a holistic view of integrated results, aggregate outputs, outcomes, and impacts that will help with decision makers to make smart decisions on developing change.
Learn more about Moeda

Light Up Brazil

Green Cross Brazil join efforts with Green Tech Impact team to be delivering in Brazil this totally independent lighting system the perfect solution to help families to keep safe and secure during unexpected power outages.  It’s advanced solar panels work to keep your system charged even when the utility can’t provide power and its battery can last over 125 hours without being recharged!
For additional safety, the built in AM/FM Radio helps keep informed of major weather reports and alerts from your local authorities 24 hours a day.
Donate the Emergency kit Now !

Sustainable Games

Save the Turtle it’s part of the Non-profit Green Cross Brasil Sustainable Games Series.
We must teach children about values!
Let’s do it through GAMES! Make it fun!

Download now on Apple Store

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